Why P2P loans small and beauty benefitsNet credit is hot, but most lending platform for P2P network is small, why small is beautiful and they are so popular?
/> small and micro enterprises financing difficulty in China, all in the private sector, more than 90% the number of small and micro enterprises, can be said to be an important part of the relationship between economic, employment and people's livelihood. But small business high risk and high dispersion, high cost limits the development of its own, is not conducive to outside assistance, for these reasons, small companies find it difficult to get financial support from the banks and other relevant financial institutions.
P2P network can meet small business financing needs
threshold is low, fast and efficient, a P2P network credits the main features, which is net lending can help small and micro enterprises the most important aspects. With the development of society, various types of gradual perfection of the credit system, the Government certainly does not want small and micro enterprises alone, until a P2P NET loans was introduced to China for fast development, precisely in solving financing problems of small and micro enterprises financing expensive problems. P2P network development of lending in China despite the waves, but it seems that the Government has intentionally or unintentionally trying to encourage and support from delay in regulatory standards in the industry will be able to draw clues.
P2P NET loans can help people finance
by P2P network credits, small and micro enterprises received funding support to flourish. More important is because of the low investment threshold, for example, in some online lending platform, 100 Yuan can be invested, many ordinary wage-earners to participate in, and forecasts for the year of 11%-18%, 3-4 times higher than fixed-term, so that the general public can also dream investment.
P2P lending platform small beauty
for costs such as reason, small P2P network of micro-credit to help small businesses and ordinary people. If lending platform for P2P network is too big, costs will prompt, the risk will also amplify, compared to large financial institutions, to win the small loan business will lose its competitive edge.
the emergence of P2P net credit to small and micro enterprises and the general public are to be helped, not only is the best of both worlds, more important is to promote the development of productive forces and national prosperity. P2P finance platforms for small is beautiful, and also the only way to truly "Pratt" finance.